Exchange rates
Updated: 27.06.2022
USD
10 800 UZS
We buy
10 890 UZS
We sell
EUR
10 800 UZS
We buy
12 500 UZS
We sell
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The advantage of a car loan.

The advantage of a car loan

Opportunity to buy a car in a short time. If you do not have enough money to buy a car or you do not have the opportunity to collect the money, then of course you will be helped by an auto loan. In a short time, you can buy a car with the help of a loan and reduce your personal expenses, roads. 

Large payment term. Banks issue auto loans for a period from 1 to 4 years. If you choose a longer-term, the monthly payments will be less and insignificant-it can come in handy. However, in this case, the total cost of the loan will increase.

No collateral is required. In the process of obtaining a loan from banks, in any case, banks issue large loans only on the basis of collateral. And Auto credit is one of the products of a single bank that does not require collateral. The purchased car is taken as a pledge, with which many people have created preferences for the purchase of a car.

Insurance. In the process of buying a car, the car is necessarily insured, which on average can make up 1% of the annual. Some people think that this is an excessive expense. But practice shows that in an era of turbulence and natural phenomena of the present time, the only, reliable method of protecting a car is I.

Conclusion

A car loan is a good tool for buying a car. If it is necessary to buy a car in a short time and with low savings, then it is necessary to apply for it. When it is enough to pay off the debt and there is confidence in its duration, this is the best instruction. In all other cases, a car loan is less profitable.

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